PCI DSS

SIGGAP provides consulting and compliance certification services to comply with and audit the PCI DSS standard. These include conducting gap analysis, implementing the necessary controls and also preparing the Report on Compliance (ROC) or Self-Assessment Questionnaire (SAQ) as the case may be.

PCI DSS, is jointly released by credit card companies aimed at protecting card holder data. The standard requires the members, merchants, and service providers using credit card facilities to carry out regular PCI Scans and PCI Security Audits after implementing the standard.

PCI DSS Requirements

Requirements of the standard – The PCI DSS version 3.2.1 is comprised of six control objectives that contain one or more requirements. In all there are 12 specific requirements under these control objectives. The verification and reporting process may vary depending on the level of merchants and service providers. An organization is also expected to identify its category or type for identifying what requirements are applicable to it.

SIGGAP Approach

SIGGAP helps organizations meet all the requirements with the help of its robust consulting methodology. The requirements with corresponding SIGGAP role is as follows:
Build and Maintain a secure network: Installing, configuring, and providing guidance on maintaining firewalls, intrusion detection and prevention systems, anti-virus and anti-spyware solutions. Reconfiguring default installations and customizing the setup. Conduct regular internal and external vulnerability assessments

Protect Card Holder Data: Identifying the storage, transit channel, transit method, archival and retrieval of credit card data and securing the same. Identifying and implementing the appropriate controls at each data interface and data container

Maintain a Vulnerability Management Program: Conduct regular vulnerability identification, assessment and reporting exercises with fix implementation
Implement Strong Access Control Measures: Identify all logical and physical access points and ensure the access controls are present as per the requirement of the standard. Ensuring independent and reliable authentication and authorization schemes exist for access control

Regularly Monitor and Test Networks: Devise processes to regularly maintain and track network and data access and report any incidents in due time via a risk management procedure

Maintain an Information Security Policy: Draft and maintain a well-defined information security policy which addresses all the prerequisities of the standard.

A typical cycle of credit card information touch points is shown in the diagram below: